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Remember the fallen Memorial Day 2024!!!

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Let us know how we can help?

Ask me about the 6.375% 30 year fixed & 5.75% 15 year fixed.

There are various loan products available to fit many financial needs. Apply today and close in May 2024.

Lock your new 6.375% 30 year fixed loan today.

Lock your new 5.75% 15 year fixed loan today.

Time to get those high rate credit cards paid off and improve your credit scores?  Great 2nd fixed rate loans are now available.  Heloc's using bank statement income now available.  (Self-employed only)

Start process today - close your new equity loan in May 2024.

Contact us today!

(562) 856-3376

Email:   ranniker@msn.com

Get and be prepared!

Time to payoff that revolving credit card debt?

30 Year fixed rate 2nd loans with rates starting in the high 8%.

15 Year fixed 6.375% You pay no closing costs. 

10 Year fixed 6.375% You pay no closing costs.  

30/25 Year fixed 6.875% You pay no closing costs.  

Minimum loan amount of $200K. Owner occupied property only.

Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.

 Cash out adjustments apply depending on credit score and loan to value.

Max loan amount may vary depending on property location. Adjustments may apply for loan amounts $766,550+.

Rates and program subject to change without notice.

Subject to final loan approval.

Today's Rates:    5/16/24

Conventional: (766,550 max) $100K Loan

Product

30 Yr Fixed

20 Yr Fixed

15 Yr Fixed

10 Yr Fixed

5 Yr ARM

7 Yr ARM 

Low Rates*

6.375

6.125

5.75

5.5

6.875

6.5

APR

6.38

6.21

5.82

5.61

6.93

6.60

766,551- $1,149,825:  Not Jumbo

Product

30 Yr Fixed

20 Yr Fixed

15 Yr Fixed

10 Yr Fixed

Low Rates*

6.5

6.375

5.875

5.5

JUMBO Loans:

30 Year fixed

10/6 Yr Fixed

15 Year Fixed

Low Rates*

6.875

6.625

6.375

 

APR

6.94

6.08

6.42

 

Non-Traditional Loan Start Rates: 

30 Year Fixed

Investor DSCR

Program

Bank Statements

30 year fixed

2nd Heloc        

6.875

6.875

10.0

APR

 

6.98

7.02

 

 

10.38

Minimum loan amount $100,000  

 

Low Rates*

5.75

5.625

5.875

5.99

VA/FHA:

30 Yr Fixed

15 Yr Fixed

30Yr FHA HB

30 Yr VA HB

APR

5.84

5.77

5.92

6.11

All posted rate programs subject to change without notice.

Services

  • Full service Lender
  • Business Bank Statement Programs Available
  • Asset Depletion
  • High acreage welcome
  • CalHFA
  • Non-Traditional credit home buyer loans available
  • Fannie/Freddie/FHA/VA
  • Down payment Assistance programs available
  • CA #1403185
  • NMLS #355886

APR

6.68

6.44

5.93

5.62

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