Ranniker Lending
Where preciseness is the key to success!
Rates have dropped
Ask me about the 5.99% 5 & 7 year fixed before Iran War returns
Let us know how we can help?
Ask me about the 6.5% 30 year fixed & 5.875% 15 year fixed.
There are various loan products available to fit many financial needs. Apply today and close in November 2026.
Lock your new 6.5% 30 year fixed loan today.
Lock your new 5.875% 15 year fixed loan today.
Lock your new 5 or 7 year fixed loan today. Starting at 5.99%.
Time to get those high rate credit cards paid off and improve your credit scores? Great 2nd fixed rate loans are now available. Heloc's using bank statement income now available. (Self-employed only)
Start process today - close your new equity loan in November 2026.
Contact us today!
(562) 856-3376
Email: ranniker@msn.com
Get and be prepared!
Time to payoff that revolving credit card debt?
30 Year fixed loans starting at 6.5% and 2nd loans with rates starting in the high 7s%.
Drop that current Heloc rate and lower payment with a new fixed 2nd program.
15 Year fixed 6.5% You pay no closing costs - only the appraisal fee if needed.
10 Year fixed 6.5% You pay no closing costs - only the appraisal fee if needed.
30/25 Year fixed 6.875% You pay no closing costs - only the appraisal fee if needed.
Minimum loan amount of $200K. Owner occupied property only.
Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.
Cash out adjustments apply depending on credit score and loan to value.
Max loan amount may vary depending on property location. Adjustments may apply for loan amounts $850,000+.
Rates and program subject to change without notice.
Subject to final loan approval.
Today's Rates: 05/22/2026
Conventional: ($850,000 max) $100K Min Ln
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
5 Yr ARM
7 Yr ARM
Low Rates*
6.5
6.25
5.875
5.875
6.0
6.0
APR
6.63
6.34
5.91
5.97
6.12
6.10
850,001- $1,249,125: Not Jumbo LA County
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
Low Rates*
6.625
6.375
5.875
5.875
JUMBO Loans:
30 Year fixed
7 Yr Fixed
15 Year Fixed
Low Rates*
6.875
6.625
6.75
APR
6.92
6.71
6.84
Non-Traditional Loan Start Rates:
30 Year Fixed
Investor DSCR
Business Purpose
Bank Statements
30 year fixed
2nd Helocs Starting at:
7.25
7.25
7.5
APR
7.34
7.43
7.62
Minimum loan amount $100,000
Minimum loan amount $100,000
Low Rates*
6.125
5.75
6.125
6.125
5.75
VA/FHA:
30 Yr Fixed
15 Yr Fixed
30Yr FHA HB
30 Yr VA HB
5 Yr VA
APR
6.24
5.89
6.26
6.21
5.83
All posted rate programs subject to change without notice.
All posted rate programs subject to change without notice.
Services
- Full service Lender
- Business Bank Statement Programs Available
- Asset Depletion
- High acreage welcome
- CalHFA
- Non-Traditional credit home buyer loans available
- Fannie/Freddie/FHA/VA
- Down payment Assistance programs available
- CA #1403185
- NMLS #355886
APR
6.74
6.43
5.98
6.01